City Comparison

Asheville vs Olympia

Cost of Living Comparison · 2026

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Asheville being the more affordable option. A $75,000 income in Asheville has equivalent purchasing power to $77,778 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Asheville
131
Olympia
Groceries
103
Asheville
105
Olympia
Utilities
95
Asheville
91
Olympia
Transportation
100
Asheville
129
Olympia
Healthcare
106
Asheville
124
Olympia

Salary Equivalence

A $75,000 salary in Asheville has the same purchasing power as $77,778 in Olympia.

Conversely, $75,000 in Olympia equals $72,321 in Asheville.

Living in Asheville vs Olympia

Housing Costs

Asheville's housing index of 120 is lower Olympia's 131, translating to median home prices of $360,000 vs $495,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $1,600/mo in Olympia, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 103 in Asheville and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 91 in Olympia. Monthly utility bills average approximately $380 in Asheville vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Asheville and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,534 in Asheville and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,897/month in Olympia. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Asheville is 3.6% more affordable overall with an index of 108 vs 112.
A $75,000 salary in Asheville has equivalent purchasing power to approximately $77,778 in Olympia, based on the cost of living difference.
Asheville's housing index is 120 with median homes at $360,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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