City Comparison

Asheville vs Odessa

Cost of Living Comparison · 2026

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

27.1%

Living in Odessa costs 27.1% less than Asheville. To match the purchasing power of a $75,000 salary in Asheville, you would need $59,028 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Asheville
72
Odessa
Groceries
103
Asheville
96
Odessa
Utilities
95
Asheville
100
Odessa
Transportation
100
Asheville
93
Odessa
Healthcare
106
Asheville
96
Odessa

Salary Equivalence

A $75,000 salary in Asheville has the same purchasing power as $59,028 in Odessa.

Conversely, $75,000 in Odessa equals $95,294 in Asheville.

Living in Asheville vs Odessa

Housing Costs

Asheville's housing index of 120 is higher Odessa's 72, translating to median home prices of $360,000 vs $223,000. The $137,000 difference in home prices means roughly $8,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $1,150/mo in Odessa, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 103 in Asheville and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $456/month in Odessa. Odessa offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 100 in Odessa. Monthly utility bills average approximately $380 in Asheville vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Asheville and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,534 in Asheville and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,715/month in Odessa. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 27.1% more affordable overall with an index of 85 vs 108.
A $75,000 salary in Asheville has equivalent purchasing power to approximately $59,028 in Odessa, based on the cost of living difference.
Asheville's housing index is 120 with median homes at $360,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases