City Comparison

Asheville vs Montpelier

Cost of Living Comparison · 2026

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

7.7%

Living in Asheville costs 7.7% less than Montpelier. To match the purchasing power of a $75,000 salary in Asheville, you would need $81,250 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Asheville
131
Montpelier
Groceries
103
Asheville
104
Montpelier
Utilities
95
Asheville
123
Montpelier
Transportation
100
Asheville
107
Montpelier
Healthcare
106
Asheville
107
Montpelier

Salary Equivalence

A $75,000 salary in Asheville has the same purchasing power as $81,250 in Montpelier.

Conversely, $75,000 in Montpelier equals $69,231 in Asheville.

Living in Asheville vs Montpelier

Housing Costs

Asheville's housing index of 120 is lower Montpelier's 131, translating to median home prices of $360,000 vs $375,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $1,400/mo in Montpelier, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 103 in Asheville and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 123 in Montpelier. Monthly utility bills average approximately $380 in Asheville vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Asheville and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,534 in Asheville and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,927/month in Montpelier. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Asheville is 7.7% more affordable overall with an index of 108 vs 117.
A $75,000 salary in Asheville has equivalent purchasing power to approximately $81,250 in Montpelier, based on the cost of living difference.
Asheville's housing index is 120 with median homes at $360,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases