Side-by-side cost of living comparison for 2026
16% cheaper
Louisville is 16% more affordable than Asheville. A $75,000 salary in Asheville is equivalent to $63,194 in Louisville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: North Carolina salaries ยท Kentucky salaries
Housing is typically the biggest factor in any cost-of-living comparison. Asheville has a housing index of 120 while Louisville sits at 77 (national average = 100). The median home in Asheville costs $360,000 compared to $210,000 in Louisville, a difference of $150,000. Monthly rent follows a similar pattern: $1,500 in Asheville versus $1,100 in Louisville.
Groceries and everyday expenses show a notable difference: Asheville scores 103 while Louisville scores 96. Both cities are close to the national average for grocery costs.
Healthcare costs in Asheville (106) are higher than Louisville (93). Both are close to the national average.
Median household income in Asheville is $48,534 compared to $52,238 in Louisville. When adjusted for cost of living, income goes further in Louisville.
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