Asheville vs Fort Smith
Cost of Living Comparison · 2026
Asheville
Fort Smith
The Verdict
Living in Fort Smith costs 40.3% less than Asheville. To match the purchasing power of a $75,000 salary in Asheville, you would need $53,472 in Fort Smith.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Asheville has the same purchasing power as $53,472 in Fort Smith.
Conversely, $75,000 in Fort Smith equals $105,195 in Asheville.
Living in Asheville vs Fort Smith
Housing Costs
Asheville's housing index of 120 is higher Fort Smith's 49, translating to median home prices of $360,000 vs $155,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $775/mo in Fort Smith, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 103 in Asheville and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $437/month in Fort Smith. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 95 in Fort Smith. Monthly utility bills average approximately $380 in Asheville vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Asheville and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,534 in Asheville and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,055/month in Fort Smith. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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