City Comparison

Asheville vs Fort Smith

Cost of Living Comparison · 2026

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

40.3%

Living in Fort Smith costs 40.3% less than Asheville. To match the purchasing power of a $75,000 salary in Asheville, you would need $53,472 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Asheville
49
Fort Smith
Groceries
103
Asheville
92
Fort Smith
Utilities
95
Asheville
95
Fort Smith
Transportation
100
Asheville
90
Fort Smith
Healthcare
106
Asheville
88
Fort Smith

Salary Equivalence

A $75,000 salary in Asheville has the same purchasing power as $53,472 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $105,195 in Asheville.

Living in Asheville vs Fort Smith

Housing Costs

Asheville's housing index of 120 is higher Fort Smith's 49, translating to median home prices of $360,000 vs $155,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $775/mo in Fort Smith, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 103 in Asheville and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $437/month in Fort Smith. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 95 in Fort Smith. Monthly utility bills average approximately $380 in Asheville vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Asheville and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $48,534 in Asheville and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,055/month in Fort Smith. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 71 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 40.3% more affordable overall with an index of 77 vs 108.
A $75,000 salary in Asheville has equivalent purchasing power to approximately $53,472 in Fort Smith, based on the cost of living difference.
Asheville's housing index is 120 with median homes at $360,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

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