City Comparison

Asheville vs Concord

Cost of Living Comparison · 2026

Asheville

North Carolina
108
Above Average
$360,000
Median Home
$1,500/mo
Median Rent
$48,534
Median Income

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

The Verdict

8.0%

Living in Concord costs 8.0% less than Asheville. To match the purchasing power of a $75,000 salary in Asheville, you would need $69,444 in Concord.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
120
Asheville
110
Concord
Groceries
103
Asheville
101
Concord
Utilities
95
Asheville
110
Concord
Transportation
100
Asheville
93
Concord
Healthcare
106
Asheville
113
Concord

Salary Equivalence

A $75,000 salary in Asheville has the same purchasing power as $69,444 in Concord.

Conversely, $75,000 in Concord equals $81,000 in Asheville.

Living in Asheville vs Concord

Housing Costs

Asheville's housing index of 120 is higher Concord's 110, translating to median home prices of $360,000 vs $340,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Asheville compared to $1,375/mo in Concord, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 103 in Asheville and 101 in Concord. A household spending the national average of $475/month on groceries would pay approximately $489/month in Asheville vs $480/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Asheville and 110 in Concord. Monthly utility bills average approximately $380 in Asheville vs $440 in Concord. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Asheville and 113 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,534 in Asheville and $84,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $44,939 and $84,900 respectively. Concord residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,132/month to housing in Asheville vs $1,981/month in Concord. In Asheville, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Concord, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Concord is 8.0% more affordable overall with an index of 100 vs 108.
A $75,000 salary in Asheville has equivalent purchasing power to approximately $69,444 in Concord, based on the cost of living difference.
Asheville's housing index is 120 with median homes at $360,000, while Concord's is 110 with median homes at $340,000.

Moving & Relocation Resources

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