City Comparison

Arlington vs Worcester

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Worcester

Massachusetts
125
Expensive
$340,000
Median Home
$1,600/mo
Median Rent
$52,228
Median Income

The Verdict

31.2%

Worcester is 31.2% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $57,165 in Worcester to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
152
Worcester
Groceries
106
Arlington
106
Worcester
Utilities
102
Arlington
122
Worcester
Transportation
107
Arlington
103
Worcester
Healthcare
117
Arlington
115
Worcester

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $57,165 in Worcester.

Conversely, $75,000 in Worcester equals $98,400 in Arlington.

Living in Arlington vs Worcester

Housing Costs

Arlington's housing index of 249 is higher Worcester's 152, translating to median home prices of $740,000 vs $340,000. The $400,000 difference in home prices means roughly $26,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,600/mo in Worcester, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $504/month in Worcester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 122 in Worcester. Monthly utility bills average approximately $408 in Arlington vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $41,782 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,219/month in Worcester. In Arlington, median rent of $2,350/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Worcester is 31.2% more affordable overall with an index of 125 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $57,165 in Worcester, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Worcester's is 152 with median homes at $340,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases