City Comparison

Arlington vs St. Louis

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

82.2%

The cost gap between these cities is 82.2%, with St. Louis being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $41,159 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
72
St. Louis
Groceries
106
Arlington
97
St. Louis
Utilities
102
Arlington
95
St. Louis
Transportation
107
Arlington
103
St. Louis
Healthcare
117
Arlington
95
St. Louis

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $41,159 in St. Louis.

Conversely, $75,000 in St. Louis equals $136,667 in Arlington.

Living in Arlington vs St. Louis

Housing Costs

Arlington's housing index of 249 is higher St. Louis's 72, translating to median home prices of $740,000 vs $175,000. The $565,000 difference in home prices means roughly $36,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,000/mo in St. Louis, a monthly difference of $1,350.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $461/month in St. Louis. St. Louis offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 95 in St. Louis. Monthly utility bills average approximately $408 in Arlington vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $50,869 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,068/month in St. Louis. In Arlington, median rent of $2,350/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 177 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 82.2% more affordable overall with an index of 90 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $41,159 in St. Louis, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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