City Comparison

Arlington vs Springfield

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

53.3%

The cost gap between these cities is 53.3%, with Springfield being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $48,933 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
116
Springfield
Groceries
106
Arlington
101
Springfield
Utilities
102
Arlington
96
Springfield
Transportation
107
Arlington
107
Springfield
Healthcare
117
Arlington
102
Springfield

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $48,933 in Springfield.

Conversely, $75,000 in Springfield equals $114,953 in Arlington.

Living in Arlington vs Springfield

Housing Costs

Arlington's housing index of 249 is higher Springfield's 116, translating to median home prices of $740,000 vs $378,000. The $362,000 difference in home prices means roughly $23,532 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,150/mo in Springfield, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 96 in Springfield. Monthly utility bills average approximately $408 in Arlington vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $53,832 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,344/month in Springfield. In Arlington, median rent of $2,350/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 133 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 53.3% more affordable overall with an index of 107 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $48,933 in Springfield, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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