Arlington vs Santa Rosa
Cost of Living Comparison · 2026
Arlington
Santa Rosa
The Verdict
Living in Santa Rosa costs 7.9% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $69,512 in Santa Rosa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Arlington has the same purchasing power as $69,512 in Santa Rosa.
Conversely, $75,000 in Santa Rosa equals $80,921 in Arlington.
Living in Arlington vs Santa Rosa
Housing Costs
Arlington's housing index of 249 is higher Santa Rosa's 233, translating to median home prices of $740,000 vs $720,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $2,100/mo in Santa Rosa, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 106 in Arlington and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $508/month in Santa Rosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 135 in Santa Rosa. Monthly utility bills average approximately $408 in Arlington vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 117 in Arlington and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $145,000 in Arlington and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $62,039 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,200/month in Santa Rosa. In Arlington, median rent of $2,350/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 33 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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