City Comparison

Arlington vs Santa Fe

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

40.2%

Santa Fe is 40.2% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $53,506 in Santa Fe to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
153
Santa Fe
Groceries
106
Arlington
103
Santa Fe
Utilities
102
Arlington
96
Santa Fe
Transportation
107
Arlington
99
Santa Fe
Healthcare
117
Arlington
95
Santa Fe

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $53,506 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $105,128 in Arlington.

Living in Arlington vs Santa Fe

Housing Costs

Arlington's housing index of 249 is higher Santa Fe's 153, translating to median home prices of $740,000 vs $480,000. The $260,000 difference in home prices means roughly $16,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,600/mo in Santa Fe, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $489/month in Santa Fe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 96 in Santa Fe. Monthly utility bills average approximately $408 in Arlington vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $52,976 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,446/month in Santa Fe. In Arlington, median rent of $2,350/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 96 index points — focus your budget analysis there.

Frequently Asked Questions

Santa Fe is 40.2% more affordable overall with an index of 117 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $53,506 in Santa Fe, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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