City Comparison

Arlington vs Rochester

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

74.5%

Living in Rochester costs 74.5% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $42,988 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
95
Rochester
Groceries
106
Arlington
103
Rochester
Utilities
102
Arlington
102
Rochester
Transportation
107
Arlington
102
Rochester
Healthcare
117
Arlington
104
Rochester

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $42,988 in Rochester.

Conversely, $75,000 in Rochester equals $130,851 in Arlington.

Living in Arlington vs Rochester

Housing Costs

Arlington's housing index of 249 is higher Rochester's 95, translating to median home prices of $740,000 vs $345,000. The $395,000 difference in home prices means roughly $25,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,275/mo in Rochester, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 102 in Rochester. Monthly utility bills average approximately $408 in Arlington vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,135/month in Rochester. In Arlington, median rent of $2,350/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 154 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 74.5% more affordable overall with an index of 94 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $42,988 in Rochester, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases