City Comparison

Arlington vs Rapid City

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Rapid City

South Dakota
98
Average
$325,000
Median Home
$1,100/mo
Median Rent
$70,900
Median Income

The Verdict

67.3%

The cost gap between these cities is 67.3%, with Rapid City being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $44,817 in Rapid City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
91
Rapid City
Groceries
106
Arlington
102
Rapid City
Utilities
102
Arlington
87
Rapid City
Transportation
107
Arlington
102
Rapid City
Healthcare
117
Arlington
107
Rapid City

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $44,817 in Rapid City.

Conversely, $75,000 in Rapid City equals $125,510 in Arlington.

Living in Arlington vs Rapid City

Housing Costs

Arlington's housing index of 249 is higher Rapid City's 91, translating to median home prices of $740,000 vs $325,000. The $415,000 difference in home prices means roughly $26,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,100/mo in Rapid City, a monthly difference of $1,250.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 102 in Rapid City. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $485/month in Rapid City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 87 in Rapid City. Monthly utility bills average approximately $408 in Arlington vs $348 in Rapid City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 107 in Rapid City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $70,900 in Rapid City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $72,347 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,654/month in Rapid City. In Arlington, median rent of $2,350/mo fits within this budget. In Rapid City, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 158 index points — focus your budget analysis there.

Frequently Asked Questions

Rapid City is 67.3% more affordable overall with an index of 98 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $44,817 in Rapid City, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Rapid City's is 91 with median homes at $325,000.

Moving & Relocation Resources

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