City Comparison

Arlington vs Providence

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Providence

Rhode Island
110
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$47,012
Median Income

The Verdict

49.1%

The cost gap between these cities is 49.1%, with Providence being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $50,305 in Providence.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
118
Providence
Groceries
106
Arlington
105
Providence
Utilities
102
Arlington
119
Providence
Transportation
107
Arlington
102
Providence
Healthcare
117
Arlington
112
Providence

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $50,305 in Providence.

Conversely, $75,000 in Providence equals $111,818 in Arlington.

Living in Arlington vs Providence

Housing Costs

Arlington's housing index of 249 is higher Providence's 118, translating to median home prices of $740,000 vs $310,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,500/mo in Providence, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 105 in Providence. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $499/month in Providence. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 119 in Providence. Monthly utility bills average approximately $408 in Arlington vs $476 in Providence. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 112 in Providence. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $47,012 in Providence. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $42,738 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,097/month in Providence. In Arlington, median rent of $2,350/mo fits within this budget. In Providence, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 131 index points — focus your budget analysis there.

Frequently Asked Questions

Providence is 49.1% more affordable overall with an index of 110 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $50,305 in Providence, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Providence's is 118 with median homes at $310,000.

Moving & Relocation Resources

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