Arlington vs Oxnard
Cost of Living Comparison · 2026
Arlington
Oxnard
The Verdict
Living in Oxnard costs 6.5% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $70,427 in Oxnard.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Arlington has the same purchasing power as $70,427 in Oxnard.
Conversely, $75,000 in Oxnard equals $79,870 in Arlington.
Living in Arlington vs Oxnard
Housing Costs
Arlington's housing index of 249 is lower Oxnard's 253, translating to median home prices of $740,000 vs $653,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,925/mo in Oxnard, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 106 in Arlington and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $532/month in Oxnard. Arlington offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 107 in Oxnard. Monthly utility bills average approximately $408 in Arlington vs $428 in Oxnard. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 117 in Arlington and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $145,000 in Arlington and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $62,468 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,245/month in Oxnard. In Arlington, median rent of $2,350/mo fits within this budget. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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