City Comparison

Arlington vs Olympia

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

46.4%

Living in Olympia costs 46.4% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $51,220 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
131
Olympia
Groceries
106
Arlington
105
Olympia
Utilities
102
Arlington
91
Olympia
Transportation
107
Arlington
129
Olympia
Healthcare
117
Arlington
124
Olympia

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $51,220 in Olympia.

Conversely, $75,000 in Olympia equals $109,821 in Arlington.

Living in Arlington vs Olympia

Housing Costs

Arlington's housing index of 249 is higher Olympia's 131, translating to median home prices of $740,000 vs $495,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,600/mo in Olympia, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 91 in Olympia. Monthly utility bills average approximately $408 in Arlington vs $364 in Olympia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $72,589 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,897/month in Olympia. In Arlington, median rent of $2,350/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.

Frequently Asked Questions

Olympia is 46.4% more affordable overall with an index of 112 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $51,220 in Olympia, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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