City Comparison

Arlington vs Odessa

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

92.9%

Odessa is 92.9% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $38,872 in Odessa to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
72
Odessa
Groceries
106
Arlington
96
Odessa
Utilities
102
Arlington
100
Odessa
Transportation
107
Arlington
93
Odessa
Healthcare
117
Arlington
96
Odessa

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $38,872 in Odessa.

Conversely, $75,000 in Odessa equals $144,706 in Arlington.

Living in Arlington vs Odessa

Housing Costs

Arlington's housing index of 249 is higher Odessa's 72, translating to median home prices of $740,000 vs $223,000. The $517,000 difference in home prices means roughly $33,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,150/mo in Odessa, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $456/month in Odessa. Odessa offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 100 in Odessa. Monthly utility bills average approximately $408 in Arlington vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $86,471 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,715/month in Odessa. In Arlington, median rent of $2,350/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 177 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 92.9% more affordable overall with an index of 85 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $38,872 in Odessa, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

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