City Comparison

Arlington vs Norfolk

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Norfolk

Virginia
99
Average
$250,000
Median Home
$1,300/mo
Median Rent
$51,938
Median Income

The Verdict

65.7%

Living in Norfolk costs 65.7% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $45,274 in Norfolk.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
95
Norfolk
Groceries
106
Arlington
99
Norfolk
Utilities
102
Arlington
97
Norfolk
Transportation
107
Arlington
100
Norfolk
Healthcare
117
Arlington
99
Norfolk

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $45,274 in Norfolk.

Conversely, $75,000 in Norfolk equals $124,242 in Arlington.

Living in Arlington vs Norfolk

Housing Costs

Arlington's housing index of 249 is higher Norfolk's 95, translating to median home prices of $740,000 vs $250,000. The $490,000 difference in home prices means roughly $31,848 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,300/mo in Norfolk, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 99 in Norfolk. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $470/month in Norfolk. Norfolk offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 97 in Norfolk. Monthly utility bills average approximately $408 in Arlington vs $388 in Norfolk. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 99 in Norfolk. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $51,938 in Norfolk. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $52,463 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,212/month in Norfolk. In Arlington, median rent of $2,350/mo fits within this budget. In Norfolk, median rent of $1,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 154 index points — focus your budget analysis there.

Frequently Asked Questions

Norfolk is 65.7% more affordable overall with an index of 99 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $45,274 in Norfolk, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Norfolk's is 95 with median homes at $250,000.

Moving & Relocation Resources

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