City Comparison

Arlington vs Naples

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

The Verdict

28.1%

The cost gap between these cities is 28.1%, with Naples being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $58,537 in Naples.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
180
Naples
Groceries
106
Arlington
106
Naples
Utilities
102
Arlington
96
Naples
Transportation
107
Arlington
105
Naples
Healthcare
117
Arlington
98
Naples

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $58,537 in Naples.

Conversely, $75,000 in Naples equals $96,094 in Arlington.

Living in Arlington vs Naples

Housing Costs

Arlington's housing index of 249 is higher Naples's 180, translating to median home prices of $740,000 vs $520,000. The $220,000 difference in home prices means roughly $14,304 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $2,100/mo in Naples, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $504/month in Naples. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 96 in Naples. Monthly utility bills average approximately $408 in Arlington vs $384 in Naples. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $56,389 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,684/month in Naples. In Arlington, median rent of $2,350/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Naples is 28.1% more affordable overall with an index of 128 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $58,537 in Naples, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Naples's is 180 with median homes at $520,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases