City Comparison

Arlington vs Murfreesboro

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

The Verdict

76.3%

Murfreesboro is 76.3% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $42,530 in Murfreesboro to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
85
Murfreesboro
Groceries
106
Arlington
95
Murfreesboro
Utilities
102
Arlington
89
Murfreesboro
Transportation
107
Arlington
97
Murfreesboro
Healthcare
117
Arlington
96
Murfreesboro

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $42,530 in Murfreesboro.

Conversely, $75,000 in Murfreesboro equals $132,258 in Arlington.

Living in Arlington vs Murfreesboro

Housing Costs

Arlington's housing index of 249 is higher Murfreesboro's 85, translating to median home prices of $740,000 vs $325,000. The $415,000 difference in home prices means roughly $26,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,350/mo in Murfreesboro, a monthly difference of $1,000.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $451/month in Murfreesboro. Murfreesboro offers a meaningful advantage on everyday food costs, saving roughly $636/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 89 in Murfreesboro. Monthly utility bills average approximately $408 in Arlington vs $356 in Murfreesboro. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $59,355 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,288/month in Murfreesboro. In Arlington, median rent of $2,350/mo fits within this budget. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 164 index points — focus your budget analysis there.

Frequently Asked Questions

Murfreesboro is 76.3% more affordable overall with an index of 93 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $42,530 in Murfreesboro, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Murfreesboro's is 85 with median homes at $325,000.

Moving & Relocation Resources

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