City Comparison

Arlington vs Montpelier

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

40.2%

Living in Montpelier costs 40.2% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $53,506 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
131
Montpelier
Groceries
106
Arlington
104
Montpelier
Utilities
102
Arlington
123
Montpelier
Transportation
107
Arlington
107
Montpelier
Healthcare
117
Arlington
107
Montpelier

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $53,506 in Montpelier.

Conversely, $75,000 in Montpelier equals $105,128 in Arlington.

Living in Arlington vs Montpelier

Housing Costs

Arlington's housing index of 249 is higher Montpelier's 131, translating to median home prices of $740,000 vs $375,000. The $365,000 difference in home prices means roughly $23,724 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,400/mo in Montpelier, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 123 in Montpelier. Monthly utility bills average approximately $408 in Arlington vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $70,598 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,927/month in Montpelier. In Arlington, median rent of $2,350/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.

Frequently Asked Questions

Montpelier is 40.2% more affordable overall with an index of 117 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $53,506 in Montpelier, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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