City Comparison

Arlington vs Missoula

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

42.6%

The cost gap between these cities is 42.6%, with Missoula being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $52,591 in Missoula.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
141
Missoula
Groceries
106
Arlington
103
Missoula
Utilities
102
Arlington
89
Missoula
Transportation
107
Arlington
101
Missoula
Healthcare
117
Arlington
102
Missoula

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $52,591 in Missoula.

Conversely, $75,000 in Missoula equals $106,957 in Arlington.

Living in Arlington vs Missoula

Housing Costs

Arlington's housing index of 249 is higher Missoula's 141, translating to median home prices of $740,000 vs $460,000. The $280,000 difference in home prices means roughly $18,204 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,400/mo in Missoula, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 89 in Missoula. Monthly utility bills average approximately $408 in Arlington vs $356 in Missoula. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $42,812 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,149/month in Missoula. In Arlington, median rent of $2,350/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 42.6% more affordable overall with an index of 115 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $52,591 in Missoula, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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