Arlington vs Memphis

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $38,415 in Memphis.

Conversely, $75,000 in Memphis equals $146,429 in Arlington.

Living in Arlington vs Memphis

Housing Costs

Arlington's housing index of 249 is higher Memphis's 63, translating to median home prices of $740,000 vs $155,000. The $585,000 difference in home prices means roughly $38,028 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,000/mo in Memphis, a monthly difference of $1,350.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 93 in Memphis. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $442/month in Memphis. Memphis offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 88 in Memphis. Monthly utility bills average approximately $408 in Arlington vs $352 in Memphis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 92 in Memphis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $41,228 in Memphis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $49,081 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $962/month in Memphis. In Arlington, median rent of $2,350/mo fits within this budget. In Memphis, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 186 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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