City Comparison

Arlington vs Manhattan

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Manhattan

New York
235
Very Expensive
$1.1M
Median Home
$4,200/mo
Median Rent
$93,651
Median Income

The Verdict

30.2%

Arlington is 30.2% less expensive than Manhattan overall. A household earning $75,000 in Arlington would need approximately $107,470 in Manhattan to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
421
Manhattan
Groceries
106
Arlington
115
Manhattan
Utilities
102
Arlington
142
Manhattan
Transportation
107
Arlington
94
Manhattan
Healthcare
117
Arlington
112
Manhattan

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $107,470 in Manhattan.

Conversely, $75,000 in Manhattan equals $52,340 in Arlington.

Living in Arlington vs Manhattan

Housing Costs

Arlington's housing index of 249 is lower Manhattan's 421, translating to median home prices of $740,000 vs $1.1M. The $410,000 difference in home prices means roughly $26,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $4,200/mo in Manhattan, a monthly difference of $1,850.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 115 in Manhattan. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $546/month in Manhattan. Arlington offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 142 in Manhattan. Monthly utility bills average approximately $408 in Arlington vs $568 in Manhattan. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 112 in Manhattan. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $93,651 in Manhattan. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $39,851 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,185/month in Manhattan. In Arlington, median rent of $2,350/mo fits within this budget. In Manhattan, median rent of $4,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 172 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 30.2% more affordable overall with an index of 164 vs 235.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $107,470 in Manhattan, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Manhattan's is 421 with median homes at $1.1M.

Moving & Relocation Resources

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