City Comparison

Arlington vs Lowell

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Lowell

Massachusetts
131
Expensive
$429,000
Median Home
$1,925/mo
Median Rent
$79,700
Median Income

The Verdict

25.2%

Living in Lowell costs 25.2% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $59,909 in Lowell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
152
Lowell
Groceries
106
Arlington
104
Lowell
Utilities
102
Arlington
151
Lowell
Transportation
107
Arlington
108
Lowell
Healthcare
117
Arlington
118
Lowell

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $59,909 in Lowell.

Conversely, $75,000 in Lowell equals $93,893 in Arlington.

Living in Arlington vs Lowell

Housing Costs

Arlington's housing index of 249 is higher Lowell's 152, translating to median home prices of $740,000 vs $429,000. The $311,000 difference in home prices means roughly $20,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,925/mo in Lowell, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 104 in Lowell. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $494/month in Lowell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 151 in Lowell. Monthly utility bills average approximately $408 in Arlington vs $604 in Lowell. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 118 in Lowell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $79,700 in Lowell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $60,840 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,860/month in Lowell. In Arlington, median rent of $2,350/mo fits within this budget. In Lowell, median rent of $1,925/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Lowell is 25.2% more affordable overall with an index of 131 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $59,909 in Lowell, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Lowell's is 152 with median homes at $429,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases