City Comparison

Arlington vs Lexington

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

76.3%

Living in Lexington costs 76.3% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $42,530 in Lexington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
82
Lexington
Groceries
106
Arlington
96
Lexington
Utilities
102
Arlington
91
Lexington
Transportation
107
Arlington
98
Lexington
Healthcare
117
Arlington
94
Lexington

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $42,530 in Lexington.

Conversely, $75,000 in Lexington equals $132,258 in Arlington.

Living in Arlington vs Lexington

Housing Costs

Arlington's housing index of 249 is higher Lexington's 82, translating to median home prices of $740,000 vs $245,000. The $495,000 difference in home prices means roughly $32,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,200/mo in Lexington, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $456/month in Lexington. Lexington offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 91 in Lexington. Monthly utility bills average approximately $408 in Arlington vs $364 in Lexington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $59,837 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,298/month in Lexington. In Arlington, median rent of $2,350/mo fits within this budget. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 167 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 76.3% more affordable overall with an index of 93 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $42,530 in Lexington, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases