City Comparison

Arlington vs Knoxville

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

The Verdict

86.4%

Living in Knoxville costs 86.4% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $40,244 in Knoxville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
73
Knoxville
Groceries
106
Arlington
94
Knoxville
Utilities
102
Arlington
90
Knoxville
Transportation
107
Arlington
97
Knoxville
Healthcare
117
Arlington
93
Knoxville

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $40,244 in Knoxville.

Conversely, $75,000 in Knoxville equals $139,773 in Arlington.

Living in Arlington vs Knoxville

Housing Costs

Arlington's housing index of 249 is higher Knoxville's 73, translating to median home prices of $740,000 vs $240,000. The $500,000 difference in home prices means roughly $32,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,100/mo in Knoxville, a monthly difference of $1,250.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $447/month in Knoxville. Knoxville offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 90 in Knoxville. Monthly utility bills average approximately $408 in Arlington vs $360 in Knoxville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $48,748 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,001/month in Knoxville. In Arlington, median rent of $2,350/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 176 index points — focus your budget analysis there.

Frequently Asked Questions

Knoxville is 86.4% more affordable overall with an index of 88 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $40,244 in Knoxville, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Knoxville's is 73 with median homes at $240,000.

Moving & Relocation Resources

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