City Comparison

Arlington vs Jacksonville

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Jacksonville

Florida
95
Below Average
$280,000
Median Home
$1,400/mo
Median Rent
$53,025
Median Income

The Verdict

72.6%

Living in Jacksonville costs 72.6% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $43,445 in Jacksonville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
89
Jacksonville
Groceries
106
Arlington
101
Jacksonville
Utilities
102
Arlington
94
Jacksonville
Transportation
107
Arlington
103
Jacksonville
Healthcare
117
Arlington
95
Jacksonville

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $43,445 in Jacksonville.

Conversely, $75,000 in Jacksonville equals $129,474 in Arlington.

Living in Arlington vs Jacksonville

Housing Costs

Arlington's housing index of 249 is higher Jacksonville's 89, translating to median home prices of $740,000 vs $280,000. The $460,000 difference in home prices means roughly $29,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,400/mo in Jacksonville, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 101 in Jacksonville. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $480/month in Jacksonville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 94 in Jacksonville. Monthly utility bills average approximately $408 in Arlington vs $376 in Jacksonville. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 95 in Jacksonville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $53,025 in Jacksonville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $55,816 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,237/month in Jacksonville. In Arlington, median rent of $2,350/mo fits within this budget. In Jacksonville, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 160 index points — focus your budget analysis there.

Frequently Asked Questions

Jacksonville is 72.6% more affordable overall with an index of 95 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $43,445 in Jacksonville, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Jacksonville's is 89 with median homes at $280,000.

Moving & Relocation Resources

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