City Comparison

Arlington vs Irvine

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Irvine

California
178
Very Expensive
$1.1M
Median Home
$3,000/mo
Median Rent
$108,038
Median Income

The Verdict

7.9%

The cost gap between these cities is 7.9%, with Arlington being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $81,402 in Irvine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
294
Irvine
Groceries
106
Arlington
108
Irvine
Utilities
102
Arlington
115
Irvine
Transportation
107
Arlington
115
Irvine
Healthcare
117
Arlington
109
Irvine

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $81,402 in Irvine.

Conversely, $75,000 in Irvine equals $69,101 in Arlington.

Living in Arlington vs Irvine

Housing Costs

Arlington's housing index of 249 is lower Irvine's 294, translating to median home prices of $740,000 vs $1.1M. The $310,000 difference in home prices means roughly $20,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $3,000/mo in Irvine, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 108 in Irvine. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $513/month in Irvine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 115 in Irvine. Monthly utility bills average approximately $408 in Arlington vs $460 in Irvine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 109 in Irvine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $108,038 in Irvine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $60,696 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,521/month in Irvine. In Arlington, median rent of $2,350/mo fits within this budget. In Irvine, median rent of $3,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 7.9% more affordable overall with an index of 164 vs 178.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $81,402 in Irvine, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Irvine's is 294 with median homes at $1.1M.

Moving & Relocation Resources

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