City Comparison

Arlington vs Hilo

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

24.2%

The cost gap between these cities is 24.2%, with Hilo being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $60,366 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
149
Hilo
Groceries
106
Arlington
149
Hilo
Utilities
102
Arlington
218
Hilo
Transportation
107
Arlington
146
Hilo
Healthcare
117
Arlington
118
Hilo

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $60,366 in Hilo.

Conversely, $75,000 in Hilo equals $93,182 in Arlington.

Living in Arlington vs Hilo

Housing Costs

Arlington's housing index of 249 is higher Hilo's 149, translating to median home prices of $740,000 vs $555,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,575/mo in Hilo, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $708/month in Hilo. Arlington offers a meaningful advantage on everyday food costs, saving roughly $2448/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 218 in Hilo. Monthly utility bills average approximately $408 in Arlington vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $59,621 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,836/month in Hilo. In Arlington, median rent of $2,350/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 116 index points — focus your budget analysis there.

Frequently Asked Questions

Hilo is 24.2% more affordable overall with an index of 132 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $60,366 in Hilo, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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