City Comparison

Arlington vs Fort Wayne

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

100.0%

The cost gap between these cities is 100.0%, with Fort Wayne being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $37,500 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
57
Fort Wayne
Groceries
106
Arlington
99
Fort Wayne
Utilities
102
Arlington
93
Fort Wayne
Transportation
107
Arlington
101
Fort Wayne
Healthcare
117
Arlington
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $37,500 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $150,000 in Arlington.

Living in Arlington vs Fort Wayne

Housing Costs

Arlington's housing index of 249 is higher Fort Wayne's 57, translating to median home prices of $740,000 vs $195,000. The $545,000 difference in home prices means roughly $35,424 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $950/mo in Fort Wayne, a monthly difference of $1,400.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $470/month in Fort Wayne. Fort Wayne offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 93 in Fort Wayne. Monthly utility bills average approximately $408 in Arlington vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $66,585 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,274/month in Fort Wayne. In Arlington, median rent of $2,350/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 192 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 100.0% more affordable overall with an index of 82 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $37,500 in Fort Wayne, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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