Arlington vs Fargo
Cost of Living Comparison · 2026
Arlington
Fargo
The Verdict
Fargo is 76.3% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $42,530 in Fargo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Arlington has the same purchasing power as $42,530 in Fargo.
Conversely, $75,000 in Fargo equals $132,258 in Arlington.
Living in Arlington vs Fargo
Housing Costs
Arlington's housing index of 249 is higher Fargo's 80, translating to median home prices of $740,000 vs $260,000. The $480,000 difference in home prices means roughly $31,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,000/mo in Fargo, a monthly difference of $1,350.
Grocery & Food Costs
Grocery expenses index at 106 in Arlington and 98 in Fargo. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $466/month in Fargo. Fargo offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 92 in Fargo. Monthly utility bills average approximately $408 in Arlington vs $368 in Fargo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 117 in Arlington and 105 in Fargo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $145,000 in Arlington and $55,218 in Fargo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $59,374 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,288/month in Fargo. In Arlington, median rent of $2,350/mo fits within this budget. In Fargo, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 169 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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