Arlington vs Elgin

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $43,445 in Elgin.

Conversely, $75,000 in Elgin equals $129,474 in Arlington.

Living in Arlington vs Elgin

Housing Costs

Arlington's housing index of 249 is higher Elgin's 89, translating to median home prices of $740,000 vs $279,000. The $461,000 difference in home prices means roughly $29,964 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,375/mo in Elgin, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 104 in Elgin. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $494/month in Elgin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 89 in Elgin. Monthly utility bills average approximately $408 in Arlington vs $356 in Elgin. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 105 in Elgin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $90,300 in Elgin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $95,053 respectively. Elgin residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,107/month in Elgin. In Arlington, median rent of $2,350/mo fits within this budget. In Elgin, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 160 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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