City Comparison

Arlington vs Durham

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Durham

North Carolina
101
Average
$340,000
Median Home
$1,400/mo
Median Rent
$57,738
Median Income

The Verdict

62.4%

The cost gap between these cities is 62.4%, with Durham being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $46,189 in Durham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
104
Durham
Groceries
106
Arlington
100
Durham
Utilities
102
Arlington
93
Durham
Transportation
107
Arlington
100
Durham
Healthcare
117
Arlington
108
Durham

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $46,189 in Durham.

Conversely, $75,000 in Durham equals $121,782 in Arlington.

Living in Arlington vs Durham

Housing Costs

Arlington's housing index of 249 is higher Durham's 104, translating to median home prices of $740,000 vs $340,000. The $400,000 difference in home prices means roughly $26,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,400/mo in Durham, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 100 in Durham. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $475/month in Durham. Durham offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 93 in Durham. Monthly utility bills average approximately $408 in Arlington vs $372 in Durham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 108 in Durham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $57,738 in Durham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $57,166 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,347/month in Durham. In Arlington, median rent of $2,350/mo fits within this budget. In Durham, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 145 index points — focus your budget analysis there.

Frequently Asked Questions

Durham is 62.4% more affordable overall with an index of 101 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $46,189 in Durham, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Durham's is 104 with median homes at $340,000.

Moving & Relocation Resources

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