City Comparison

Arlington vs Dover

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Dover

Delaware
99
Average
$280,000
Median Home
$1,275/mo
Median Rent
$58,300
Median Income

The Verdict

65.7%

Dover is 65.7% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $45,274 in Dover to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
88
Dover
Groceries
106
Arlington
100
Dover
Utilities
102
Arlington
96
Dover
Transportation
107
Arlington
104
Dover
Healthcare
117
Arlington
100
Dover

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $45,274 in Dover.

Conversely, $75,000 in Dover equals $124,242 in Arlington.

Living in Arlington vs Dover

Housing Costs

Arlington's housing index of 249 is higher Dover's 88, translating to median home prices of $740,000 vs $280,000. The $460,000 difference in home prices means roughly $29,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,275/mo in Dover, a monthly difference of $1,075.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 100 in Dover. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $475/month in Dover. Dover offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 96 in Dover. Monthly utility bills average approximately $408 in Arlington vs $384 in Dover. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 100 in Dover. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $58,300 in Dover. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $58,889 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,360/month in Dover. In Arlington, median rent of $2,350/mo fits within this budget. In Dover, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 161 index points — focus your budget analysis there.

Frequently Asked Questions

Dover is 65.7% more affordable overall with an index of 99 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $45,274 in Dover, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Dover's is 88 with median homes at $280,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases