City Comparison

Arlington vs Concord

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Concord

New Hampshire
100
Average
$340,000
Median Home
$1,375/mo
Median Rent
$84,900
Median Income

The Verdict

64.0%

Living in Concord costs 64.0% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $45,732 in Concord.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
110
Concord
Groceries
106
Arlington
101
Concord
Utilities
102
Arlington
110
Concord
Transportation
107
Arlington
93
Concord
Healthcare
117
Arlington
113
Concord

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $45,732 in Concord.

Conversely, $75,000 in Concord equals $123,000 in Arlington.

Living in Arlington vs Concord

Housing Costs

Arlington's housing index of 249 is higher Concord's 110, translating to median home prices of $740,000 vs $340,000. The $400,000 difference in home prices means roughly $26,004 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,375/mo in Concord, a monthly difference of $975.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 101 in Concord. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $480/month in Concord. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 110 in Concord. Monthly utility bills average approximately $408 in Arlington vs $440 in Concord. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 113 in Concord. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $84,900 in Concord. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $84,900 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,981/month in Concord. In Arlington, median rent of $2,350/mo fits within this budget. In Concord, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 139 index points — focus your budget analysis there.

Frequently Asked Questions

Concord is 64.0% more affordable overall with an index of 100 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $45,732 in Concord, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Concord's is 110 with median homes at $340,000.

Moving & Relocation Resources

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