City Comparison

Arlington vs Columbia

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Columbia

Maryland
132
Expensive
$430,000
Median Home
$1,900/mo
Median Rent
$112,738
Median Income

The Verdict

24.2%

Living in Columbia costs 24.2% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $60,366 in Columbia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
172
Columbia
Groceries
106
Arlington
104
Columbia
Utilities
102
Arlington
110
Columbia
Transportation
107
Arlington
106
Columbia
Healthcare
117
Arlington
101
Columbia

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $60,366 in Columbia.

Conversely, $75,000 in Columbia equals $93,182 in Arlington.

Living in Arlington vs Columbia

Housing Costs

Arlington's housing index of 249 is higher Columbia's 172, translating to median home prices of $740,000 vs $430,000. The $310,000 difference in home prices means roughly $20,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,900/mo in Columbia, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 104 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $494/month in Columbia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 110 in Columbia. Monthly utility bills average approximately $408 in Arlington vs $440 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 101 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $112,738 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $85,408 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,631/month in Columbia. In Arlington, median rent of $2,350/mo fits within this budget. In Columbia, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.

Frequently Asked Questions

Columbia is 24.2% more affordable overall with an index of 132 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $60,366 in Columbia, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Columbia's is 172 with median homes at $430,000.

Moving & Relocation Resources

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