Arlington vs Clearwater
Cost of Living Comparison · 2026
Arlington
Clearwater
The Verdict
Clearwater is 59.2% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $47,104 in Clearwater to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Arlington has the same purchasing power as $47,104 in Clearwater.
Conversely, $75,000 in Clearwater equals $119,417 in Arlington.
Living in Arlington vs Clearwater
Housing Costs
Arlington's housing index of 249 is higher Clearwater's 115, translating to median home prices of $740,000 vs $385,000. The $355,000 difference in home prices means roughly $23,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,625/mo in Clearwater, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 106 in Arlington and 102 in Clearwater. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $485/month in Clearwater. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 101 in Clearwater. Monthly utility bills average approximately $408 in Arlington vs $404 in Clearwater. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 117 in Arlington and 92 in Clearwater. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $145,000 in Arlington and $66,400 in Clearwater. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $64,466 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,549/month in Clearwater. In Arlington, median rent of $2,350/mo fits within this budget. In Clearwater, median rent of $1,625/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 134 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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