City Comparison

Arlington vs Chesapeake

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Chesapeake

Virginia
104
Average
$385,000
Median Home
$1,550/mo
Median Rent
$94,200
Median Income

The Verdict

57.7%

Living in Chesapeake costs 57.7% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $47,561 in Chesapeake.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
120
Chesapeake
Groceries
106
Arlington
102
Chesapeake
Utilities
102
Arlington
105
Chesapeake
Transportation
107
Arlington
100
Chesapeake
Healthcare
117
Arlington
97
Chesapeake

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $47,561 in Chesapeake.

Conversely, $75,000 in Chesapeake equals $118,269 in Arlington.

Living in Arlington vs Chesapeake

Housing Costs

Arlington's housing index of 249 is higher Chesapeake's 120, translating to median home prices of $740,000 vs $385,000. The $355,000 difference in home prices means roughly $23,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,550/mo in Chesapeake, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 102 in Chesapeake. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $485/month in Chesapeake. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 105 in Chesapeake. Monthly utility bills average approximately $408 in Arlington vs $420 in Chesapeake. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 97 in Chesapeake. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $94,200 in Chesapeake. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $90,577 respectively. Chesapeake residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,198/month in Chesapeake. In Arlington, median rent of $2,350/mo fits within this budget. In Chesapeake, median rent of $1,550/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 129 index points — focus your budget analysis there.

Frequently Asked Questions

Chesapeake is 57.7% more affordable overall with an index of 104 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $47,561 in Chesapeake, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Chesapeake's is 120 with median homes at $385,000.

Moving & Relocation Resources

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