City Comparison

Arlington vs Cary

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Cary

North Carolina
106
Above Average
$500,000
Median Home
$1,850/mo
Median Rent
$117,400
Median Income

The Verdict

54.7%

Cary is 54.7% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $48,476 in Cary to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
152
Cary
Groceries
106
Arlington
101
Cary
Utilities
102
Arlington
97
Cary
Transportation
107
Arlington
89
Cary
Healthcare
117
Arlington
113
Cary

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $48,476 in Cary.

Conversely, $75,000 in Cary equals $116,038 in Arlington.

Living in Arlington vs Cary

Housing Costs

Arlington's housing index of 249 is higher Cary's 152, translating to median home prices of $740,000 vs $500,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,850/mo in Cary, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 101 in Cary. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $480/month in Cary. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 97 in Cary. Monthly utility bills average approximately $408 in Arlington vs $388 in Cary. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 117 in Arlington and 113 in Cary. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $117,400 in Cary. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $110,755 respectively. Cary residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $2,739/month in Cary. In Arlington, median rent of $2,350/mo fits within this budget. In Cary, median rent of $1,850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 97 index points — focus your budget analysis there.

Frequently Asked Questions

Cary is 54.7% more affordable overall with an index of 106 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $48,476 in Cary, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Cary's is 152 with median homes at $500,000.

Moving & Relocation Resources

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