City Comparison

Arlington vs Billings

Cost of Living Comparison · 2026

Arlington

Virginia
164
Very Expensive
$740,000
Median Home
$2,350/mo
Median Rent
$145,000
Median Income

Billings

Montana
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$55,438
Median Income

The Verdict

67.3%

Living in Billings costs 67.3% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $44,817 in Billings.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
249
Arlington
93
Billings
Groceries
106
Arlington
99
Billings
Utilities
102
Arlington
89
Billings
Transportation
107
Arlington
101
Billings
Healthcare
117
Arlington
102
Billings

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $44,817 in Billings.

Conversely, $75,000 in Billings equals $125,510 in Arlington.

Living in Arlington vs Billings

Housing Costs

Arlington's housing index of 249 is higher Billings's 93, translating to median home prices of $740,000 vs $310,000. The $430,000 difference in home prices means roughly $27,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,350/mo in Arlington compared to $1,200/mo in Billings, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 106 in Arlington and 99 in Billings. A household spending the national average of $475/month on groceries would pay approximately $504/month in Arlington vs $470/month in Billings. Billings offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Arlington and 89 in Billings. Monthly utility bills average approximately $408 in Arlington vs $356 in Billings. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 117 in Arlington and 102 in Billings. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $145,000 in Arlington and $55,438 in Billings. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,415 and $56,569 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $3,383/month to housing in Arlington vs $1,294/month in Billings. In Arlington, median rent of $2,350/mo fits within this budget. In Billings, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 156 index points — focus your budget analysis there.

Frequently Asked Questions

Billings is 67.3% more affordable overall with an index of 98 vs 164.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $44,817 in Billings, based on the cost of living difference.
Arlington's housing index is 249 with median homes at $740,000, while Billings's is 93 with median homes at $310,000.

Moving & Relocation Resources

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