City Comparison

Arlington vs White Plains

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

White Plains

New York
160
Very Expensive
$730,000
Median Home
$2,500/mo
Median Rent
$103,100
Median Income

The Verdict

40.0%

The cost gap between these cities is 40.0%, with Arlington being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $125,000 in White Plains.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
266
White Plains
Groceries
96
Arlington
108
White Plains
Utilities
99
Arlington
120
White Plains
Transportation
106
Arlington
118
White Plains
Healthcare
100
Arlington
107
White Plains

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $125,000 in White Plains.

Conversely, $75,000 in White Plains equals $45,000 in Arlington.

Living in Arlington vs White Plains

Housing Costs

Arlington's housing index of 86 is lower White Plains's 266, translating to median home prices of $260,000 vs $730,000. The $470,000 difference in home prices means roughly $30,552 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $2,500/mo in White Plains, a monthly difference of $1,200.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 108 in White Plains. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $513/month in White Plains. Arlington offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 120 in White Plains. Monthly utility bills average approximately $396 in Arlington vs $480 in White Plains. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 107 in White Plains. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $103,100 in White Plains. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $64,438 respectively. White Plains residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $2,406/month in White Plains. In Arlington, median rent of $1,300/mo fits within this budget. In White Plains, median rent of $2,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 180 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 40.0% more affordable overall with an index of 96 vs 160.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $125,000 in White Plains, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while White Plains's is 266 with median homes at $730,000.

Moving & Relocation Resources

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