City Comparison

Arlington vs Waterbury

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Waterbury

Connecticut
95
Below Average
$280,000
Median Home
$1,200/mo
Median Rent
$48,700
Median Income

The Verdict

1.1%

Living in Waterbury costs 1.1% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $74,219 in Waterbury.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
80
Waterbury
Groceries
96
Arlington
101
Waterbury
Utilities
99
Arlington
118
Waterbury
Transportation
106
Arlington
103
Waterbury
Healthcare
100
Arlington
99
Waterbury

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $74,219 in Waterbury.

Conversely, $75,000 in Waterbury equals $75,789 in Arlington.

Living in Arlington vs Waterbury

Housing Costs

Arlington's housing index of 86 is higher Waterbury's 80, translating to median home prices of $260,000 vs $280,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,200/mo in Waterbury, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 101 in Waterbury. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $480/month in Waterbury. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 118 in Waterbury. Monthly utility bills average approximately $396 in Arlington vs $472 in Waterbury. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 99 in Waterbury. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $48,700 in Waterbury. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $51,263 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,136/month in Waterbury. In Arlington, median rent of $1,300/mo fits within this budget. In Waterbury, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Waterbury is 1.1% more affordable overall with an index of 95 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $74,219 in Waterbury, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Waterbury's is 80 with median homes at $280,000.

Moving & Relocation Resources

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