City Comparison

Arlington vs Warwick

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

9.4%

The cost gap between these cities is 9.4%, with Arlington being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $82,813 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
127
Warwick
Groceries
96
Arlington
102
Warwick
Utilities
99
Arlington
112
Warwick
Transportation
106
Arlington
105
Warwick
Healthcare
100
Arlington
103
Warwick

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $82,813 in Warwick.

Conversely, $75,000 in Warwick equals $67,925 in Arlington.

Living in Arlington vs Warwick

Housing Costs

Arlington's housing index of 86 is lower Warwick's 127, translating to median home prices of $260,000 vs $413,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,425/mo in Warwick, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $485/month in Warwick. Arlington offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 112 in Warwick. Monthly utility bills average approximately $396 in Arlington vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,741/month in Warwick. In Arlington, median rent of $1,300/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 9.4% more affordable overall with an index of 96 vs 106.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $82,813 in Warwick, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases