Arlington vs Toledo
Cost of Living Comparison · 2026
Arlington
Toledo
The Verdict
Living in Toledo costs 24.7% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $60,156 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Arlington has the same purchasing power as $60,156 in Toledo.
Conversely, $75,000 in Toledo equals $93,506 in Arlington.
Living in Arlington vs Toledo
Housing Costs
Arlington's housing index of 86 is higher Toledo's 55, translating to median home prices of $260,000 vs $128,000. The $132,000 difference in home prices means roughly $8,580 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $825/mo in Toledo, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 96 in Arlington and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 92 in Toledo. Monthly utility bills average approximately $396 in Arlington vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 100 in Arlington and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,138 in Arlington and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $54,805 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $985/month in Toledo. In Arlington, median rent of $1,300/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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