City Comparison

Arlington vs Springfield

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

14.3%

Living in Springfield costs 14.3% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $65,625 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
67
Springfield
Groceries
96
Arlington
94
Springfield
Utilities
99
Arlington
79
Springfield
Transportation
106
Arlington
90
Springfield
Healthcare
100
Arlington
116
Springfield

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $65,625 in Springfield.

Conversely, $75,000 in Springfield equals $85,714 in Arlington.

Living in Arlington vs Springfield

Housing Costs

Arlington's housing index of 86 is higher Springfield's 67, translating to median home prices of $260,000 vs $225,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $950/mo in Springfield, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 79 in Springfield. Monthly utility bills average approximately $396 in Arlington vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $54,762 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,073/month in Springfield. In Arlington, median rent of $1,300/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 14.3% more affordable overall with an index of 84 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $65,625 in Springfield, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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