City Comparison

Arlington vs Rapid City

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Rapid City

South Dakota
98
Average
$325,000
Median Home
$1,100/mo
Median Rent
$70,900
Median Income

The Verdict

2.0%

The cost gap between these cities is 2.0%, with Arlington being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $76,563 in Rapid City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
91
Rapid City
Groceries
96
Arlington
102
Rapid City
Utilities
99
Arlington
87
Rapid City
Transportation
106
Arlington
102
Rapid City
Healthcare
100
Arlington
107
Rapid City

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $76,563 in Rapid City.

Conversely, $75,000 in Rapid City equals $73,469 in Arlington.

Living in Arlington vs Rapid City

Housing Costs

Arlington's housing index of 86 is lower Rapid City's 91, translating to median home prices of $260,000 vs $325,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,100/mo in Rapid City, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 102 in Rapid City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $485/month in Rapid City. Arlington offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 87 in Rapid City. Monthly utility bills average approximately $396 in Arlington vs $348 in Rapid City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Arlington and 107 in Rapid City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $70,900 in Rapid City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $72,347 respectively. Rapid City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,654/month in Rapid City. In Arlington, median rent of $1,300/mo fits within this budget. In Rapid City, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Arlington is 2.0% more affordable overall with an index of 96 vs 98.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $76,563 in Rapid City, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Rapid City's is 91 with median homes at $325,000.

Moving & Relocation Resources

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