City Comparison

Arlington vs Morgantown

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with Morgantown being the more affordable option. A $75,000 income in Arlington has equivalent purchasing power to $70,313 in Morgantown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
81
Morgantown
Groceries
96
Arlington
95
Morgantown
Utilities
99
Arlington
91
Morgantown
Transportation
106
Arlington
99
Morgantown
Healthcare
100
Arlington
88
Morgantown

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $70,313 in Morgantown.

Conversely, $75,000 in Morgantown equals $80,000 in Arlington.

Living in Arlington vs Morgantown

Housing Costs

Arlington's housing index of 86 is higher Morgantown's 81, translating to median home prices of $260,000 vs $259,000. The $1,000 difference in home prices means roughly $60 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $950/mo in Morgantown, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 91 in Morgantown. Monthly utility bills average approximately $396 in Arlington vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Arlington and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $49,667 respectively. Arlington residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,043/month in Morgantown. In Arlington, median rent of $1,300/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 6.7% more affordable overall with an index of 90 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $70,313 in Morgantown, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

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