City Comparison

Arlington vs Midland

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

The Verdict

4.3%

Living in Midland costs 4.3% less than Arlington. To match the purchasing power of a $75,000 salary in Arlington, you would need $71,875 in Midland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
84
Midland
Groceries
96
Arlington
96
Midland
Utilities
99
Arlington
99
Midland
Transportation
106
Arlington
91
Midland
Healthcare
100
Arlington
110
Midland

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $71,875 in Midland.

Conversely, $75,000 in Midland equals $78,261 in Arlington.

Living in Arlington vs Midland

Housing Costs

Arlington's housing index of 86 is higher Midland's 84, translating to median home prices of $260,000 vs $269,000. The $9,000 difference in home prices means roughly $588 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,450/mo in Midland, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 96 in Midland. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $456/month in Midland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 99 in Midland. Monthly utility bills average approximately $396 in Arlington vs $396 in Midland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Arlington and 110 in Midland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $89,600 in Midland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $97,391 respectively. Midland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $2,091/month in Midland. In Arlington, median rent of $1,300/mo fits within this budget. In Midland, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 4.3% more affordable overall with an index of 92 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $71,875 in Midland, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Midland's is 84 with median homes at $269,000.

Moving & Relocation Resources

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