City Comparison

Arlington vs Laredo

Cost of Living Comparison · 2026

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

The Verdict

17.1%

Laredo is 17.1% less expensive than Arlington overall. A household earning $75,000 in Arlington would need approximately $64,063 in Laredo to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Arlington
81
Laredo
Groceries
96
Arlington
91
Laredo
Utilities
99
Arlington
107
Laredo
Transportation
106
Arlington
90
Laredo
Healthcare
100
Arlington
77
Laredo

Salary Equivalence

A $75,000 salary in Arlington has the same purchasing power as $64,063 in Laredo.

Conversely, $75,000 in Laredo equals $87,805 in Arlington.

Living in Arlington vs Laredo

Housing Costs

Arlington's housing index of 86 is higher Laredo's 81, translating to median home prices of $260,000 vs $190,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Arlington compared to $1,075/mo in Laredo, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 96 in Arlington and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Arlington vs $432/month in Laredo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Arlington and 107 in Laredo. Monthly utility bills average approximately $396 in Arlington vs $428 in Laredo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Arlington and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,138 in Arlington and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,644 and $77,927 respectively. Laredo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,403/month to housing in Arlington vs $1,491/month in Laredo. In Arlington, median rent of $1,300/mo fits within this budget. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 17.1% more affordable overall with an index of 82 vs 96.
A $75,000 salary in Arlington has equivalent purchasing power to approximately $64,063 in Laredo, based on the cost of living difference.
Arlington's housing index is 86 with median homes at $260,000, while Laredo's is 81 with median homes at $190,000.

Moving & Relocation Resources

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